Auto Insurance

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Auto Insurance

Complete Auto Insurance Protection

Auto insurance is not just a legal requirement—it's essential protection for one of your most valuable assets. Our comprehensive auto insurance policies provide coverage for property damage, medical expenses, and liability protection to keep you and your family safe on the road.

Whether you drive a new luxury vehicle, a reliable family car, or own multiple vehicles, we have customizable coverage options that provide the protection you need at prices that fit your budget. Our experienced agents help you understand your options and choose the right coverage for your situation.

Auto Insurance Coverage Options

Comprehensive protection for every driving situation

Liability Coverage

Required by law in most states, covers bodily injury and property damage you cause to others.

  • Bodily injury liability
  • Property damage liability
  • Legal defense costs
  • Court judgments and settlements

Collision Coverage

Pays for damage to your vehicle when you collide with another vehicle or object.

  • Vehicle repair costs
  • Replacement if totaled
  • Coverage regardless of fault
  • Rental car reimbursement

Comprehensive Coverage

Protects against theft, vandalism, weather damage, and other non-collision incidents.

  • Theft and vandalism
  • Weather damage
  • Animal collisions
  • Glass damage

Personal Injury Protection

Covers medical expenses and lost wages for you and your passengers, regardless of fault.

  • Medical expenses
  • Lost income
  • Essential services
  • Rehabilitation costs

Uninsured Motorist

Protection when you're hit by a driver who doesn't have insurance or doesn't have enough coverage.

  • Bodily injury protection
  • Property damage coverage
  • Hit-and-run incidents
  • Underinsured motorist coverage

Roadside Assistance

24/7 emergency roadside service to help when your vehicle breaks down or you're stranded.

  • Towing service
  • Battery jump-start
  • Flat tire assistance
  • Lockout service

We Insure All Vehicle Types

Specialized coverage for every type of vehicle

Personal Vehicles

Cars, SUVs, and trucks for personal and family use with customizable coverage options.

Motorcycles

Specialized motorcycle insurance with coverage for bikes, scooters, and ATVs.

RVs & Motorhomes

Comprehensive coverage for recreational vehicles, travel trailers, and motorhomes.

Boats & Watercraft

Marine insurance for boats, jet skis, and other watercraft with liability and physical damage coverage.

Save Money with Auto Insurance Discounts

Multiple ways to reduce your premium

Safe Driver

Discounts for maintaining a clean driving record with no accidents or violations.

Multi-Policy

Bundle your auto insurance with home, renters, or other policies for significant savings.

Multi-Vehicle

Insure multiple vehicles on the same policy and save on each additional vehicle.

Good Student

Students with good grades qualify for discounts on their auto insurance premiums.

Defensive Driving

Complete an approved defensive driving course and receive a discount on your premium.

Anti-Theft Devices

Vehicles equipped with anti-theft systems and tracking devices qualify for discounts.

Usage-Based Insurance

Monitor your driving habits with telematics and pay based on how safely you drive.

Professional Group

Members of certain professional organizations may qualify for group discounts.

24/7 Claims Support

Fast, fair claims handling when you need it most

1

Report Immediately

Call our 24/7 claims hotline or report online. Get medical attention first if anyone is injured.

2

Document the Scene

Take photos, get contact information, and document all damage and injuries.

3

Claims Investigation

Our claims adjuster will investigate the accident and assess the damage to all vehicles.

4

Settlement

Receive payment for covered damages and get back on the road as quickly as possible.

Understanding State Requirements

Auto insurance requirements vary by state, but most require minimum liability coverage. We help ensure you meet your state's requirements while providing adequate protection for your needs.

Minimum Liability Coverage

Meet your state's minimum requirements for bodily injury and property damage liability.

Financial Responsibility

Demonstrate ability to pay for damages you might cause in an accident.

Proof of Insurance

Carry proof of insurance and provide it when requested by law enforcement.

Recommended Coverage Levels

Bodily Injury Liability

$100,000 per person / $300,000 per accident

Property Damage Liability

$100,000 per accident

Uninsured Motorist

Match your liability limits

Comprehensive & Collision

Based on vehicle value and loan requirements

Get Your Auto Insurance Quote Today

Protect yourself and your vehicle with comprehensive auto insurance coverage. Get a personalized quote in minutes.